Have you decided to get into lending? Great idea. This is a traditional and very ancient business, perhaps one of the oldest, and therefore it is very developed and popular. At first glance, it seems easy and pleasant. However, I must disappoint you: most likely, everything will go wrong. You risk losing not only your money but also your time and reputation. It’s better to abandon this idea right away. Lending may seem like an easy way to make money, but in reality, it is a complex and risky process. It…